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EU AI Act in Luxembourg and in EU, the world’s first law on artificial intelligence, becomes mostly applicable now from August 2026. Do you know what to do?
Luxembourg Financial Regulatory Advisory, Tools, Templates: The European Union’s AI Act in Luxembourg and in EU represents the first comprehensive legal framework designed to govern artificial intelligence by prioritizing…
CSSF Newsletter No 306 – July 2026 in Luxembourg. Do you know what it says?
Luxembourg Financial Regulatory Advisory, Tools, Templates: The CSSF Newsletter No 306 – July 2026 in Luxembourg serves as a comprehensive regulatory…
Warning of the European Systemic Risk Board (ESRB) of 25 June 2026 on systemic cyber risks stemming from frontier artificial intelligence models (FAIMs) (ESRB/2026/3). This can lead to serious problems…
Luxembourg Financial Regulatory Advisory & Consulting: This official warning from the European Systemic Risk Board outlines the emerging cybersecurity threats posed by high-capacity Frontier…
Luxembourg Financial Regulatory News
Circular CSSF 26/914: Identification of obliged entities eligible for direct supervision by AMLA in Luxembourg. Are you impacted?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: The Circular CSSF 26/914 from the Commission de Surveillance du Secteur Financier (CSSF) outlines…
Circular CSSF 26/913: Application of the Guidelines of the European Banking Authority on ancillary services undertakings specifying the criteria for the identification of activities referred to in Article 4(1)(18) of Regulation (EU) No 575/2013 (EBA/GL/2026/01) in Luxembourg. Do you understand the framework?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: The circular CSSF 26/913 outlines the regulatory framework established by the European Banking Authority (EBA) to…
Circular CSSF 26/912: Repeal of Circular IML 91/75 related to the revision and remodelling of the rules to which Luxembourg undertakings governed by the Law of 30 March 1988 on undertakings for collective investment (“UCI”) are subject. Are you in the scope?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: The Circular CSSF 26/912 serves as an official notice from Luxembourg’s financial…
2025 Report on major ICT-related incidents published under Joint-ESA report under Article 22 of DORA. Do you know what it says?
Luxembourg Financial Regulatory Advisory, Tools, Templates: This 2025 Joint-ESA Report provides an anonymized and aggregated overview of major information and communication technology (ICT)…
Circular CSSF 26/911: ESMA Guidelines on stress test scenarios under Article 28 of the Money Market Fund Regulation – Update 2025 (ESMA50-481369926-30585) in Luxembourg. Are you aware?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: The Circular CSSF 26/911 and the accompanying ESMA Final Report outline the updated 2025 guidelines for conducting stress test…
Publication of the Law of 5 May 2026 transposing Directive (EU) 2024/1619 (CRD VI) and Directive (EU) 2024/2994 in Luxembourg. Are you ready?
Luxembourg Financial Regulatory Advisory, Tools, Templates: The article details the Commission de Surveillance du Secteur Financier (CSSF) announcement regarding a new Luxembourg law enacted…
NIS2 in Luxembourg under Law of 5 May 2026 concerning measures to ensure a high level of cybersecurity in Luxembourg. Are you ready?
Luxembourg Financial Regulatory Advisory, Tools, Templates: The article explains the Luxembourgish law of May 5, 2026, which establishes a comprehensive legal…
CSSF Communication of 22 April 2026: New methods of transmitting management notifications and de-notifications with a European passport for Luxembourg-domiciled IFMs
Luxembourg Financial Regulatory Advisory, Tools, Templates: The new CSSF communication 22 April 2026: New methods of transmitting management notifications and…
April 2026 CSSF Newsletter No 303: What happened during last month in the Financial Sector in Luxembourg?
Luxembourg Financial Regulatory Advisory, Tools, Templates: The April 2026 CSSF Newsletter No 303 from the Commission de Surveillance du Secteur Financier (CSSF) serves as…
Circular CSSF 26/910 ESMA Guidelines on Liquidity Management Tools (LMTs) of UCITS and open-ended AIFs (ESMA34-671404336-1364): What are the new rules and instructions regarding LMTs in Luxembourg?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Let’s understand the new rules and instructions regarding Liquidity Management Tools (LMTs)….
CSSF Communication to the investment fund industry regarding the “LMT activation” module in relation to additional liquidity management requirements for Luxembourg-domiciled UCITS, ManCos and AIFMs
Luxembourg Financial Regulatory Advisory, Tools, Templates: On April 10, 2026, the Commission de Surveillance du Secteur Financier (CSSF) announced the…
CSSF Alert for cybersecurity breach: Active supply chain attack targeting Axios NPM
Luxembourg Financial Regulatory Advisory, Tools, Templates: The CSSF issued an urgent warning regarding a cybersecurity breach targeting the Axios library, a widely used tool for handling…
The CSSF’s 2026 priorities for supervising the investment fund sector in Luxembourg according to the communication published on 31 March 2026
Luxembourg Financial Regulatory Advisory, Tools, Templates: Briefing Document: CSSF’s 2026 priorities for supervising for the Investment Fund Sector Executive Summary…
Circular CSSF 26/909: Application of the Guidelines of ESMA for the criteria on the assessment of knowledge and competence under the Markets in Crypto Assets Regulation (MiCA) (ESMA35-24871704-2922)
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/909 follows the associated ESMA guidelines regarding the mandatory knowledge and competence for personnel working…
Circular CSSF 26/908 (Amendment of Circular CSSF 18/703 on the introduction of a semi-annual reporting of borrower related residential real estate indicators): 5 Surprising Ways Luxembourg’s New Real Estate Rules Impact the Market
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/908 brings the regulatory update from the Commission de Surveillance du…
Circular CSSF 26/907 Sets the Requirements applicable to Special Réviseur d’Entreprises Agréé (Approved Statutory Auditor) for Credit Institutions Issuing Covered Bonds: 4 Surprising Facts
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/907 defines the specific supervisory and auditing requirements for credit…
Circular CSSF 26/906 on Central administration, Internal Governance and Risk Management Goes Beyond the Mailbox: 5 Surprising Shifts in Luxembourg’s New Governance Framework for PIs and EMIs with Inspiration from Directive (EU) 2015/2366 (EBA/GL/2017/09)
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/906 establishes a consolidated regulatory framework for the central administration,…
Circular CSSF 26/905: Application of the Guidelines of the European Banking Authority on the management of environmental, social and governance (ESG) risks (EBA/GL/2025/01) and The 10-Year Horizon
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/905 formally integrates the European Banking Authority’s Guidelines (EBA/GL/2025/01) on…
Circular CSSF 26/904 updates Circular CSSF 24/853 on the Long Form Report Concerning the SAQ to be Submitted by Investment Firms
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 26/904 amends the existing reporting framework under Circular CSSF 24/853…
Circular CSSF 25/903: Update of Circular CSSF 24/850 on the practical rules concerning the descriptive report and the self-assessment questionnaire to be submitted on an annual basis by support PFS, as well as the engagement of the réviseurs d’entreprises agréés (approved statutory auditors) of support PFS and practical rules concerning the management letter and the separate report to be drawn up on an annual basis.
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/903 updates the existing framework (Circular CSSF 24/850) governing the…
Circular CSSF 25/902 Repeals the Circular CSSF 19/731 Regarding the Documents to be Submitted on an Annual Basis by Credit Institutions
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/902 streamlines the annual reporting process for credit institutions by…
What can We Understand from Circular CSSF 25/901 Relating to Specialised Investment Funds, Investment Companies in Risk Capital and Undertakings for Collective Investment
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/901 modernises and consolidates the regulatory framework for Luxembourg’s specialised…
Circular CSSF 25/900 Amends Circular CSSF 22/811 on Authorisation and organisation of entities acting as UCI administrators: 5 Critical Takeaways
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/900 amends Circular CSSF 22/811, which governs the authorization and…
Circular CSSF 25/899 and The 150% Risk Weight Escape Room: Do You have Good Understanding of the New Rules for Residential Development?
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/899 formally integrates the European Banking Authority’s Guidelines (EBA/GL/2025/03) concerning…
Did you think that Circular CSSF 25/898 Was Just a Checklist for Credit Institutions and Investment Firms of EU origin in Luxembourg?
Are You Prepared for Regulatory Evolution with Circular CSSF 25/897: 5 Impactful Shifts in Luxembourg’s Long Form Report Framework for Credit Institutions
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: This article explains Circular CSSF 25/897, which updates the regulatory framework for Long Form…
We Read a 15-Page Report (CSSF October 2025 Newsletter (No 297)) So You Didn’t Have To. Here Are the 5 Most Surprising Takeaways.
Luxembourg Financial Regulatory Advisory, Tools, Templates: Introduction: Uncovering the Stories Hidden in the Data (CSSF October 2025 Newsletter (No 297))…
What is Your F5 Security Incident Response Plan following CSSF Publication in Luxembourg on Multiple Vulnerabilities in F5 Devices and Products?
Luxembourg Financial Regulatory Advisory, Tools, Templates: 1.0 Situation Briefing: Nation-State Threat Actor Compromise (F5 Security Incident Response Plan following on…
Do you Understand CSSF Regulation N° 25-04 and Related Recommendation from the Comité du risque systémique (CRS) in Luxembourg
Luxembourg Financial Regulatory Advisory, Tools, Templates: Understanding the Regulatory Ecosystem under CSSF Regulation N° 25-04 and Related Recommendation from the…
What you might not know for Completing the Data Reporting Form for the 2026 Single Resolution Fund (SRF) Contribution Period (Circular CSSF-CODERES 25/21 Annex 4 – 2026 Guidance)?
Luxembourg Financial Regulatory Advisory, Tools, Templates: Understanding Your SRF Reporting Obligations (under Circular CSSF-CODERES 25/21 Annex 4 – 2026 Guidance)…
Is There a Pattern Behind the List of Credit Institutions in Luxembourg under Direct ECB Supervision under Circular CSSF-CODERES 25/21 Annex 6?
Luxembourg Financial Regulatory Advisory, Tools, Templates: Why Does Europe’s Top Bank Watch Over Certain Banks? A Look at the ECB’s…
CSSF Mandates XBRL Data Submission by Jan. 16 for 2026 Single Resolution Fund (SRF) Contribution in Luxembourg: Circular CSSF-CODERES 25/21 Explainer to Avoid Penalties
Luxembourg Financial Regulatory Advisory, Tools, Templates: We have analysed and have created this Circular CSSF-CODERES 25/21 explainer as your clear-cut…
CSSF Releases New XML Schema for U1.1 Reporting in Luxembourg
Luxembourg Financial Regulatory Advisory, Tools, Templates: The Commission de Surveillance du Secteur Financier (CSSF) announced on September 25, 2025, the…
CSSF – U1.1 reporting in Luxembourg in Focus: Understanding Circular CSSF 15/627 and CSSF U1.1 reporting Requirements
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: With this article, we aim to provide a comprehensive overview of the…
CNPD Annual Report 2024 Available Now in Luxembourg
Beyond the Fines: 4 Surprising Facts from CNPD’s Annual Report 2024 in Luxembourg
Luxembourg Financial Regulatory Advisory, Tools, Templates: Beyond the Headlines: When most people think of a national data protection authority (DPA),…
Now, More Clarity Available on the Information on Investment Vehicles and Investment Fund Managers (IFMs) in Luxembourg
Luxembourg Financial Regulatory Advisory, Tools, Templates: Regarding Information on Investment Vehicles and Investment Fund Managers (IFMs) in Luxembourg, the CSSF…
Financial Sector in Luxembourg Sees Growth Amid New Warnings: CSSF September 2025 Newsletter
Luxembourg Financial Regulatory Advisory, Tools, Templates: In order to easily digest the information, in this article at https://ratiofy.lu/, we try…
ESMA has Power and Procedure to Fine Green Bond Reviewers: In Luxembourg, Commission Delegated Regulation (EU) 2025/754 Published
Luxembourg Financial Regulatory Advisory, Tools, Templates: 5 Procedural Rights that Govern ESMA Investigations under Commission Delegated Regulation (EU) 2025/754 in…
With EU Delegated Regulation 2025/753, EU Adopts New Standardized Reporting Framework for Sustainable Bonds
Luxembourg Financial Regulatory Advisory, Tools, Templates: The Commission Delegated Regulation (EU) 2025/753 in Luxembourg, which supplements Regulation (EU) 2023/2631 of the European…
Commission Delegated Regulation (EU) 2025/753 in Luxembourg on Standardized Reporting Framework for Sustainable Bonds Published: Explanation
Luxembourg Financial Regulatory Advisory, Tools, Templates: This Explanation is designed to review your understanding of Commission Delegated Regulation (EU) 2025/753…
With Exclusive Method in Place for Money Market Fund (MMF) Reporting in Luxembourg: Understanding the Context and Regulation on MMF in Luxembourg
Luxembourg Financial Regulatory Advisory, Tools, Templates: The Commission de Surveillance du Secteur Financier (CSSF) has announced a change to the transmission process…
Attention IFMs: CSSF Mandates Exclusive Money Market Fund reporting in Luxembourg (MMF reporting in Luxembourg) Method
Luxembourg Financial Regulatory Advisory, Tools, Templates: The Commission de Surveillance du Secteur Financier (CSSF) has announced a change to the…
Luxembourg’s Financial Leaders Face Strict New Rules Under Commission Delegated Regulation (EU) 2025/885 on Market Abuse
Luxembourg Financial Regulatory Advisory, Tools, Templates: The European Union’s latest regulatory framework, the Commission Delegated Regulation (EU) 2025/885 of 29…
Annual CSSF 2024 Report: Visual Explanation – Luxembourg Financial Regulatory News
Luxembourg Financial Regulatory Advisory, Tools, Templates: Interactive Report: CSSF Annual Report 2024 CSSF Report 2024 Strategic Outlook Key Priorities Sector…
CSSF Annual Report 2024 Published: Some Expected, Some Unexpected.
Luxembourg Financial Regulatory Advisory, Tools, Templates: The following text summarizes the main themes and most important ideas or facts from…
Circular CSSF 25/895 requires Luxembourg credit institutions with “lettres de gage” to submit both quarterly data in standardized Excel tables and an annual free-form PDF report
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: CSSF Circular 25/895, dated July 31, 2025, defines the format and procedures…
Circular CSSF 25/893 aligns Luxembourg’s financial entities and payment providers with DORA’s new digital incident reporting framework.
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/893 establishes the reporting framework for major ICT-related incidents and…
Circular CSSF 25/892 requires financial entities in Luxembourg to provide the CSSF with an estimation of aggregated annual costs from major ICT incidents upon request
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/892, effective May 31, 2025, informs financial entities in Luxembourg…
Circular CSSF 25/884 applies EBA guidelines on sound remuneration policies and clarifies requirements for SNI IFR investment firms.
Luxembourg Financial Regulatory Advisory, Tools, Templates: CSSF Circulars: Circular CSSF 25/884, effective April 14, 2025, requires all IFR investment firms…